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No down payment, no interest if paid in full within 12, 24 or 36 months*

On qualifying purchases with your Cleo’s Furniture credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12, 24 or 36 months. 

Minimum Monthly Payments required.

  • Purchases of [$500-$2399] qualify for the 12 month offer

  • Purchases of [$2400-$3599] qualify for the 24 month offer

  • m l,;pPurchases of [$3600 or more] qualify for the 36 month offer

*[Offer applies only to single-receipt qualifying purchases.]  No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12, 24 or 36 Months. If you do not, interest will be charged on the promo purchase from the purchase date.  Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance.  For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer any time.

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AcceptanceNOW® is a company that partners with Cleo’s Furniture to provide customers access to the products they want and need but are unable to get from the retail store. AcceptanceNOW® allows customers to shop with confidence because no credit is required and only a low monthly payment is needed. AcceptanceNOW® offers flexible leasing agreements to let you enjoy the things you want today without the worry of long-term debt. Unlike credit, you are in control. You have the choice to renew the lease by making affordable payments, buying out the agreement to own it sooner for less, or returning the merchandise. It’s your choice. The size of your order (cost and number of items) will determine your payment plan. Your AcceptanceNOW® representative will discuss your specific ownership options with you.
If an item breaks because of any kind of manufacturing defect, we'll repair it quickly at no additional cost.






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No one should have to leave a store empty handed because of less-than-perfect credit or the inability to pay upfront. Progressive Leasing provides a unique NO CREDIT NEEDED lease purchase option tailor-made for customers.


Applying for financing is a nerve-wracking experience for just about everyone. It’s even worse for those with less-than-perfect credit. Spending the time just to get denied is painful, embarrassing, and it happens to more and more customers every day. Progressive Leasing solves that problem at over 20,000+ retail locations with our customized lease-to-own purchasing options. Progressive’s diverse product line gives Cleo’s Furniture the unique ability to approve up to 65-75% of primary credit denials.