Cleo’s Furniture offers promotional financing through Synchrony, including no interest if paid in full within 6 or 12 months on qualifying purchases, and no interest with equal monthly payments for 36 or 60 months on larger purchases (subject to credit approval and minimum monthly payments; discounts may affect eligibility).

Progressive Leasing at Cleo’s Furniture is a lease-to-own payment option (not a loan or traditional financing) provided by Prog Leasing, LLC and its affiliates, where acquiring ownership by leasing will cost more than paying the retailer’s cash price. Leasing is only available on select items at participating locations and is not offered in MN, NJ, VT, WI, or WY.

Snap Finance lets Cleo’s customers shop now and pay later with no impact to their FICO score to apply, offering lease-to-own financing, installment loans, or retail installment contracts with approvals typically ranging from $300 to $5,000. Snap features fast online or in-store applications with decisions in seconds, no-credit-needed-style options that may work for shoppers with less-than-perfect credit, and a 100-Day Option that can significantly reduce lease costs when the required amount is paid within the first 100 days.

Acima Leasing is ano-credit-neededlease-to-own option that helps customers get the furniture and other items they want with flexible payment plans instead of traditional financing. Customers can apply quickly online, in the mobile app, or in-store at thousands of participating retailers nationwide, and Acima offers flexible purchase options so shoppers can attain ownership when they are ready, while reporting lease activity to Experian.